Growing digital bank with increasing financial product offerings to include cryptocurrency, team interaction, and career path. 3+ years' mortgage banking, audit, legal, regulatory compliance specifically Consumer Lending Underwriting with understanding of lending compliance regulations

• Conduct compliance reviews, scheduled loan level documentation, transactional testing, risk assessments on lending products and services through a focused and random sample basis
• Participate in touchpoint meetings with business unit leaders and communicate regulatory change management
• Evaluates vendor agreements and related documents and provides written assessment of potential regulatory impact and recommendations
• Review marketing campaigns, disclosures, new products, and general regulatory questions
• Perform QA continuous monitoring of regulatory compliance through the data driven compliance reporting processes
• Evaluate process maps, procedures, policies, and management directives for accuracy and completeness
• Prepare written report for Department Manager detailing observations and recommendations for corrections
• Facilitate and lead discussions with Business Unit Managers and Senior Leadership as it pertains to Quality Control review results
• Work with affected business units to accomplish remediation and appropriate training as required
• Participate in the continual review and improvement of Quality Control oversight programs for lending products offered by the Bank
• Ongoing coordination with Department Manager and other team members ideas and recommendations for enhancement of areas that cover all regulations affecting credit products. 
• Analyze proposed vendor engagements, operating agreements, policies and procedures, and marketing collateral to identify areas of potential regulatory impact and compliance with applicable regulations, statutes, agency guidance, and best practices
• Review published business unit policies, procedures, and forms to ensure accuracy and alignment with current investor guidelines and requirements
• Consult with Government and Agency investors, vendors, legal counsel, and Lending Compliance department, as needed
• Support Bank's efforts on all corporate compliance audits and Agency compliance examinations, including advance preparation, coordination of all information gathering between business units during the audit/exam and remediation actions

• Bachelor's degree preferably in business or related area, or equivalent business experience
• 3+ years' banking, mortgage banking, audit, regulatory compliance
• 1+ year' Consumer Lending Underwriting with understanding of lending compliance regulations
• Identify and define problems with documentation, loan origination systems, internal processes and procedures; research and analyze information and various situations relating to data management issues
• Flexible, work on multiple projects that may require restructuring due to shifting demands and changing priorities within a multi-billion dollar bank
• Deep understanding of FNMA, FHLMC, FHA, VA and investor guidelines
• Attention to detail, resourceful, and driven
• Recommend alternatives or solutions  
• Good presentation skills, collaborative, adaptable, and successful working independently
• Proficient with Microsoft Office products (Word, Excel, Visio, PowerPoint) and networks

Preferred:

• JD. 
• Law firm or in-house experience reviewing legal documents