_{03rd May, 2022}

COMPLIANCE OFFICER SENIOR-COMMERCIAL
WHAT IS THE OPPORTUNITY?
 
The Senior Commercial Compliance Officer will act in a compliance advisory role supporting assigned business units across Commercial Banking. The role will also be responsible for managing and maintaining assigned areas of the compliance program including monitoring business area compliance with applicable laws, rules, and regulations, and ensuring effective controls are in place to mitigate compliance risk. Maintaining regulatory change management, policies and procedures, training, and advisory matters for lending and deposit compliance. This role is responsible for oversight of periodic analysis of the Bank's Commercial portfolios, assisting business areas to implement corrective actions or procedural changes, and applying a risk-based approach.
 
Compliance Risk Management Division This is a great opportunity to grow your career with a stable and expanding organization as a member of the bank's Compliance Risk Management team. The focus is on ensuring business activities remain safe, compliant and well-positioned for future opportunity and sustainable growth.
 
WHAT WILL YOU DO?

• Serve as a compliance subject matter expert for assigned areas.
• Review marketing materials for business areas or products including credit card, mortgage, small business, commercial, and consumer (lending or deposit) ensuring materials comply with regulatory and business standards.
• Manage regulatory change management and participate with commercial business areas, in addition to other business areas or support functions (Finance, Technology).
• Monitor legislative/regulatory/enforcement activity and trends for impacts to business line activities.
• Provide compliance advice and guidance to business areas and with assigned business projects.
• Assist with regulatory examination and serve as liaison with regulators.
• Manage assigned staff and conduct appropriate coaching to colleagues on interpretation and application of regulatory requirements to business processes.
• Develop and maintain compliance policies and standards that address key risk activities.
• Implement any corrective actions or risk mitigation measures and track, report and validate corrective actions.
• Provide support in risk assessments and internal audits. Review and document procedures to ensure secure maintenance and quality of records.
• Comply fully with all Bank Compliance policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Know Your Client, Community Reinvestment Act, Fair Lending Practices, Code of Conduct, etc.).

• Bachelor's Degree
• Minimum 7 years of compliance, regulatory compliance with respect to traditional commercial banking products and services.
• Minimum 5 years of financial services experience

• Advanced knowledge of banking compliance laws and regulations, as related to lending, deposits, payments, and bank operations (Examples include but are not limited to: Reg B, Reg C, Reg V, Reg X, Reg O, Reg W,
• Reg CC, Reg D, Reg DD, Reg E,)
• Ability to analyze complex situations and provide guidance, make recommendations, and/or escalate issues to appropriate levels of management.
• Ability to interact with federal regulatory agencies.
• Ability to operate effectively in a fast-paced environment.
• Excellent organizational and analytical skills.
• Ability to communicate clearly and professionally with all levels of an organization.
• Excellent written and verbal communications skills.
• Effective interpersonal skills.
• Excellent time management skills and be accustomed to working with deadlines.
• Certified Regulatory Compliance Manager (CRCM), Certified Internal
• Auditor (CIA), and/or Certified Financial Services Auditor (CFSA) designation a plus.