Our client, a leading Southeastern bank, is looking for a Commercial Underwriter to join their growing team.
12th May, 2020
Location(s): Tulsa, OK or Dallas, TX
Job Description & Synthesis
Our client, a leading Southeastern bank, is looking for a Commercial Underwriter to join their growing team. In this role, you will review credit data to evaluate commercial loan requests seeking credit approval. You will analyze financial information, such as financial statements, projections, cash flows, industry trends, and credit bureau reports to determine potential opportunity, risk, and profitability of loans and other credit products.
Provides supporting research/analysis and participates in the screening of new credit opportunities
Interacts with prospective and existing clients as needed
Analyzes data such as business financials, industry research, personal financials, and tax returns in evaluating key risks and mitigants of credit opportunities
Prepares written underwriting presentations for new and additional credit proposals and collaborates with Relationship Manager in presentation for approval.
Conducts ongoing borrower performance and trend monitoring and elevates exceptions and risk concerns to Relationship Manager and Risk Management.
Complies with KYC, OFAC, and BSA/AML rules and regulations.
Exercises awareness with regard to possible suspicious activity, money laundering or fraudulent behavior and reports any such incidents to the BSA department. Performs all job functions in compliance with all company policies and federal, state, and local laws and regulations as applicable to the position, including, but not limited to BSA/AML, OFAC and GLBA/privacy rules.
Performs other related responsibilities as required or assigned.
Thorough knowledge of commercial credit underwriting policies, procedures and processes.
Thorough knowledge of BSA, AML, KYC, and OFAC. • Excellent analytical skills.
Excellent written and verbal communication skills.
Proficient in Microsoft Office applications (Word, Excel, & Outlook).
Familiarity with legal documents.
Ability to be proactive.
Ability to be detailed oriented.
Exemplifies the Client Values: Growth-Oriented, Make a Difference, “Get it Done” Attitude, Team Player, Street Smart.
Bachelor’s Degree in Finance, Economics, Accounting, Mathematics or Business preferred Business or equivalent years of work experience preferred.
2-4 years of experience working in commercial credit analysis and commercial underwriting.
Prefer previous experience with Commercial and Industrial Loans as well as Commercial Real Estate Loans in the banking industry.
Completion of formal credit training program desired.