_{27th May, 2026}

Join a High Performing Credit Team Backing Aussie Businesses

WorkTrybe is proud to partner with OnDeck as their in house Talent Acquisition Partner, supporting the growth of their high performing Credit team during an exciting period of expansion.

OnDeck is one of Australia’s largest locally owned online small business lenders, helping businesses access fast and flexible finance solutions through smarter, data driven lending decisions.

We’re currently looking for a Senior Credit Analyst / Underwriter to join the team and play a key role in assessing higher value and more complex lending applications that help Australian small businesses grow and succeed.
If you thrive in a fast paced environment, enjoy making commercial credit decisions, and want to be part of a collaborative fintech culture, this could be the perfect next step in your career.

What You’ll Be Doing:

• Assessing complex and higher value loan applications across SME lending
• Reviewing financial statements, bank statements, and credit reports
• Making informed credit decisions within delegated authority
• Structuring deals in line with credit policy and risk appetite
• Partnering closely with Sales, Operations, and Customer Success teams
• Providing recommendations backed by strong commercial judgement
• Contributing to process improvements, projects, and system enhancements
• Delivering a positive customer experience throughout the lending journey

What We’re Looking For:

• 2+ years’ experience in underwriting, credit analysis, or commercial lending
• Strong understanding of financial analysis and credit assessment
• Experience reviewing bank statements and external credit files
• Ability to make sound, data driven lending decisions
• Excellent attention to detail and problem solving skills
• Strong communication and stakeholder management abilities
• Bachelor’s Degree in Business, Finance, Accounting or similar
• Experience within fintech or SME lending highly regarded

Why Join OnDeck?

• Be part of a fast growing fintech making real impact
• Work with a collaborative, supportive, and high performing team
• Clear opportunities for career growth and progression
• Hybrid working model with work from home flexibility
• Top 5 Australian Employer four years running
• Modern CBD office location in the heart of Sydney
• Fully stocked kitchen, team events, and wellbeing initiatives
• Ongoing learning, development, and recognition programs

Ready to Make an Impact?

If you’re looking for a role where your credit expertise is valued, your career can grow, and your work genuinely helps Australian businesses succeed, apply now and join the team at OnDeck.

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