_{30th April, 2026}

Fraud Analyst – Investigations Focus

Ready to take the next step in your investigations career?

Do you have experience in fraud operations, financial crime or complex investigations and enjoy uncovering suspicious activity, analysing evidence and making confident risk decisions?

At OnDeck, fraud prevention is more than process. It’s about strong investigative capability, analytical thinking and protecting Australian small businesses through smart, responsible decision making.

We’re looking for an Investigations-focused Fraud Analyst to join our Fraud Operations team and lead complex fraud reviews across lending operations.
This opportunity is ideal for someone who thrives on deep-dive investigations, identifying fraud patterns and solving complex cases in a fast-paced fintech environment.

About the Role As a Fraud Analyst, you’ll take ownership of complex fraud investigations and act as a subject matter expert within the fraud team. You’ll assess suspicious applications and transactions, identify emerging fraud trends and provide clear, evidence based recommendations that support strong commercial outcomes.

You’ll work closely with Risk, Credit and Operations teams to strengthen fraud controls and ensure consistent, high-quality fraud decisioning across the business.
Why OnDeck?

• Exposure to complex fraud investigations and high-impact decision making
• Career progression opportunities across Fraud, Risk and Credit
• Hybrid working model (1 day WFH)
• Award-winning culture (Top 5 Employer, 5 years running)
• CBD office location with wellbeing initiatives and regular team events

What You’ll Be Doing

• Conducting detailed investigations into identity fraud, document fraud and financial misrepresentation
• Reviewing financial statements, bank statements, verification documents and credit bureau data
• Analysing suspicious activity and identifying fraud indicators, trends and emerging risks
• Acting as the first escalation point for high risk and broker/network-linked fraud matters
• Preparing clear investigation findings and risk recommendations
• Supporting and mentoring Fraud Operations team members on investigative approaches and decision making
• Contributing to improvements in fraud detection rules, controls and processes
• Balancing fraud risk with commercial outcomes through sound judgment and analytical decision making

What We’re Looking For

• 1–3 years’ experience in fraud operations, financial crime, investigations, underwriting or risk
• Strong investigative mindset with the ability to analyse complex information and connect key risk indicators
• Experience reviewing financial documents, identity verification and credit bureau information
• Excellent analytical skills and high attention to detail
• Strong written and verbal communication skills with the ability to clearly present investigation outcomes
• Commercial awareness and sound decision-making capability
• Ability to thrive in a fast-paced fintech environment and work collaboratively across teams

Ready to grow your career in fraud investigations?

Apply now and join a team committed to protecting Australian small businesses and strengthening fraud prevention across the industry.

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